📐 SIP Calculator Formula
FV = P x [((1 + i)^n - 1) / i] x (1 + i)
- P: Monthly Investment Amount
- i: Monthly Interest Rate (Annual Rate / 12 / 100)
- n: Total Number of Months (Years x 12)
SIP Calculator (Systematic Investment Plan)
Calculate the future value of your monthly mutual fund investments. Fine-tune your savings and reach your financial goals.
Input Parameters
₹
%
Yrs
Results
Invested Amount₹6,00,000
Est. Returns₹5,61,695
Total Value₹11,61,695
Visual Breakdown
Total Invested
Estimated Returns
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Investment Growth Projection
| Year | Invested | Returns | Total Value |
|---|---|---|---|
| 1 | ₹60,000 | ₹4,047 | ₹64,047 |
| 2 | ₹1,20,000 | ₹16,216 | ₹1,36,216 |
| 3 | ₹1,80,000 | ₹37,538 | ₹2,17,538 |
| 4 | ₹2,40,000 | ₹69,174 | ₹3,09,174 |
| 5 | ₹3,00,000 | ₹1,12,432 | ₹4,12,432 |
| 6 | ₹3,60,000 | ₹1,68,785 | ₹5,28,785 |
| 7 | ₹4,20,000 | ₹2,39,895 | ₹6,59,895 |
| 8 | ₹4,80,000 | ₹3,27,633 | ₹8,07,633 |
| 9 | ₹5,40,000 | ₹4,34,108 | ₹9,74,108 |
| 10 | ₹6,00,000 | ₹5,61,695 | ₹11,61,695 |
📝 Example
If you invest ₹5,000 monthly in an SIP for 10 years at a 12% annual expected return, your invested amount will be ₹6,00,000. The estimated future value will be ₹11,61,695, earning you ₹5,61,695 in returns.
✅ Benefits
- •Instantly estimate the compound interest growth of your money.
- •Understands power of compounding and long-term investing.
- •Helps you set realistic targets for buying cars, houses, or retirement.
❓ Frequently Asked Questions
What is an SIP?
SIP stands for Systematic Investment Plan. It is a utility allowing you to invest a small, fixed sum regularly into selected mutual funds.
Are SIP returns guaranteed?
No, mutual fund investments are subject to market risks. SIP returns are estimated based on historical trends but are not guaranteed.
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